:root {
  --navy-950: #062f56;
  --navy-900: #0b416f;
  --navy-800: #0b4f86;
  --blue-700: #0875bb;
  --blue-600: #0a87d2;
  --blue-100: #e9f6fd;
  --blue-50: #f4faff;
  --green-700: #4c9720;
  --green-600: #62ad2c;
  --green-500: #76bd35;
  --green-100: #eef8e8;
  --ink-900: #122f47;
  --ink-800: #1c3f58;
  --ink-700: #36566d;
  --ink-600: #577084;
  --gray-500: #758899;
  --gray-300: #cad7df;
  --gray-200: #dfe8ed;
  --gray-100: #edf2f5;
  --white: #ffffff;
  --surface: #fbfdfe;
  --danger: #b3261e;
  --success: #257a36;
  --warning: #8a5b00;
  --shadow-sm: 0 8px 24px rgba(10, 54, 88, 0.08);
  --shadow-md: 0 18px 48px rgba(10, 54, 88, 0.14);
  --shadow-lg: 0 30px 80px rgba(5, 46, 81, 0.2);
  --radius-sm: 10px;
  --radius-md: 18px;
  --radius-lg: 28px;
  --shell: 1180px;
  --header-height: 88px;
}

* {
  box-sizing: border-box;
}

[hidden] {
  display: none !important;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 120px;
}

body {
  margin: 0;
  color: var(--ink-900);
  background: var(--surface);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

body.menu-open {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

button,
input,
select,
textarea {
  font: inherit;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

button:focus-visible,
a:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
summary:focus-visible,
[tabindex]:focus-visible {
  outline: 3px solid #f3c719;
  outline-offset: 3px;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  line-height: 1.13;
  letter-spacing: -0.028em;
}

h1 {
  margin-bottom: 24px;
  /* Keep H1 semantics, but display it at the same visual size as H2. */
  font-size: clamp(2rem, 3.7vw, 3.45rem);
  font-weight: 790;
}

h2 {
  margin-bottom: 18px;
  font-size: clamp(2rem, 3.7vw, 3.45rem);
  font-weight: 760;
}

h3 {
  margin-bottom: 12px;
  font-size: clamp(1.18rem, 2vw, 1.48rem);
}

p:last-child {
  margin-bottom: 0;
}

.shell {
  width: min(calc(100% - 40px), var(--shell));
  margin-inline: auto;
}

.section {
  position: relative;
  padding: 104px 0;
}

.section--light {
  background: var(--blue-50);
}

.section--navy {
  overflow: hidden;
  color: var(--white);
  background:
    radial-gradient(circle at 7% 12%, rgba(118, 189, 53, 0.19), transparent 26%),
    radial-gradient(circle at 93% 88%, rgba(10, 135, 210, 0.27), transparent 30%),
    linear-gradient(145deg, var(--navy-950), var(--navy-800));
}

.section--navy::after {
  position: absolute;
  right: -160px;
  bottom: -210px;
  width: 470px;
  height: 470px;
  border: 70px solid rgba(255, 255, 255, 0.035);
  border-radius: 50%;
  content: "";
}

.sr-only {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  padding: 0 !important;
  margin: -1px !important;
  overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important;
  white-space: nowrap !important;
  border: 0 !important;
}

.skip-link {
  position: fixed;
  z-index: 9999;
  top: 12px;
  left: 12px;
  padding: 11px 16px;
  color: var(--white);
  background: var(--navy-950);
  border-radius: 8px;
  transform: translateY(-150%);
}

.skip-link:focus {
  transform: translateY(0);
}

.eyebrow,
.kicker {
  margin-bottom: 12px;
  color: var(--blue-700);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.section-heading {
  max-width: 730px;
  margin-bottom: 52px;
}

.section-heading > p:not(.eyebrow) {
  color: var(--ink-600);
  font-size: 1.07rem;
}

.section-heading--center {
  margin-inline: auto;
  text-align: center;
}

.section-heading--split {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, 0.75fr);
  align-items: end;
  gap: 60px;
  max-width: none;
}

.section-heading--split > p {
  margin-bottom: 12px;
}

.section-heading--inverse .eyebrow,
.section-heading--inverse > p {
  color: rgba(255, 255, 255, 0.75);
}

.button {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border: 2px solid transparent;
  border-radius: 999px;
  font-weight: 760;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition: transform 160ms ease, box-shadow 160ms ease, background-color 160ms ease, border-color 160ms ease;
}

.button:hover {
  transform: translateY(-2px);
}

.button--primary {
  color: var(--white);
  background: linear-gradient(135deg, var(--blue-700), var(--blue-600));
  box-shadow: 0 10px 24px rgba(8, 117, 187, 0.25);
}

.button--primary:hover {
  box-shadow: 0 14px 32px rgba(8, 117, 187, 0.32);
}

.button--green {
  color: var(--white);
  background: linear-gradient(135deg, var(--green-700), var(--green-500));
  box-shadow: 0 10px 24px rgba(76, 151, 32, 0.23);
}

.button--green:hover {
  box-shadow: 0 14px 32px rgba(76, 151, 32, 0.31);
}

.button--outline {
  color: var(--navy-900);
  background: rgba(255, 255, 255, 0.85);
  border-color: rgba(11, 79, 134, 0.2);
}

.button--outline-dark {
  color: var(--navy-800);
  background: var(--white);
  border-color: rgba(11, 79, 134, 0.22);
}

.button--small {
  min-height: 42px;
  padding: 9px 18px;
  font-size: 0.9rem;
}

.button--large {
  min-height: 56px;
  padding: 15px 28px;
}

.button--full {
  width: 100%;
}

.disclosure-bar {
  position: relative;
  z-index: 1002;
  color: #183544;
  background: #f4f8e9;
  border-bottom: 1px solid #d7e7c4;
  font-size: 0.84rem;
}

.disclosure-bar__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 42px;
  padding-block: 7px;
  text-align: center;
}

.site-header {
  position: sticky;
  z-index: 1000;
  top: 0;
  height: var(--header-height);
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(10, 72, 119, 0.1);
  box-shadow: 0 4px 22px rgba(6, 47, 86, 0.055);
  backdrop-filter: blur(15px);
}

.site-header__inner {
  display: flex;
  height: 100%;
  align-items: center;
  gap: 24px;
}

.brand {
  flex: 0 0 225px;
}

.brand img {
  width: 225px;
  object-fit: contain;
}

.primary-navigation {
  display: flex;
  flex: 1 1 auto;
  align-items: center;
  justify-content: flex-end;
  gap: clamp(13px, 1.65vw, 25px);
}

.primary-navigation a {
  position: relative;
  color: var(--ink-700);
  font-size: 0.91rem;
  font-weight: 680;
  text-decoration: none;
  white-space: nowrap;
}

.primary-navigation a::after {
  position: absolute;
  right: 0;
  bottom: -8px;
  left: 0;
  height: 2px;
  background: var(--green-500);
  content: "";
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 150ms ease;
}

.primary-navigation a:hover::after {
  transform: scaleX(1);
}

.header-enroll {
  flex: 0 0 auto;
}

.menu-button {
  display: none;
  width: 46px;
  height: 46px;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  padding: 0;
  background: var(--blue-50);
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  cursor: pointer;
}

.menu-button > span:not(.sr-only) {
  width: 21px;
  height: 2px;
  background: var(--navy-900);
  border-radius: 4px;
  transition: transform 160ms ease, opacity 160ms ease;
}

.menu-button[aria-expanded="true"] > span:nth-child(2) {
  transform: translateY(7px) rotate(45deg);
}

.menu-button[aria-expanded="true"] > span:nth-child(3) {
  opacity: 0;
}

.menu-button[aria-expanded="true"] > span:nth-child(4) {
  transform: translateY(-7px) rotate(-45deg);
}

.hero {
  overflow: hidden;
  min-height: 700px;
  padding: 94px 0 82px;
  background: linear-gradient(115deg, #f4faff 0%, #ffffff 48%, #f4f9ee 100%);
}

.hero__wash {
  position: absolute;
  top: -320px;
  left: 48%;
  width: 950px;
  height: 950px;
  background: radial-gradient(circle, rgba(10, 135, 210, 0.13), rgba(118, 189, 53, 0.06) 45%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero::before {
  position: absolute;
  top: 50%;
  right: -80px;
  width: 440px;
  height: 440px;
  border: 52px solid rgba(10, 135, 210, 0.045);
  border-radius: 50%;
  content: "";
  transform: translateY(-50%);
}

.hero__grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.18fr) minmax(370px, 0.82fr);
  align-items: center;
  gap: clamp(50px, 7vw, 100px);
}

.hero__content {
  max-width: 725px;
}

.hero__lede {
  max-width: 670px;
  margin-bottom: 30px;
  color: var(--ink-600);
  font-size: clamp(1.06rem, 1.5vw, 1.25rem);
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 13px;
  margin-bottom: 12px;
}

.enrollment-note {
  margin-bottom: 30px;
  color: var(--ink-600);
  font-size: 0.88rem;
}

.hero__facts {
  display: flex;
  flex-wrap: wrap;
  gap: 15px 25px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.hero__facts li {
  display: flex;
  align-items: center;
  gap: 9px;
  color: var(--ink-700);
  font-size: 0.91rem;
  font-weight: 660;
}

.fact-icon {
  display: inline-flex;
  width: 41px;
  height: 41px;
  align-items: center;
  justify-content: center;
  color: var(--navy-800);
  background: var(--white);
  border: 1px solid rgba(8, 117, 187, 0.16);
  border-radius: 50%;
  box-shadow: var(--shadow-sm);
  font-size: 0.68rem;
  font-weight: 850;
}

.hero-card {
  position: relative;
  padding: 31px;
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(8, 117, 187, 0.14);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.hero-card::after {
  position: absolute;
  z-index: -1;
  right: -20px;
  bottom: -20px;
  width: 100%;
  height: 100%;
  background: linear-gradient(135deg, rgba(10, 135, 210, 0.18), rgba(118, 189, 53, 0.22));
  border-radius: var(--radius-lg);
  content: "";
}

.hero-card__top {
  display: flex;
  align-items: center;
  gap: 16px;
  padding-bottom: 21px;
  border-bottom: 1px solid var(--gray-200);
}

.hero-card__top img {
  width: 66px;
  height: 66px;
  flex: 0 0 66px;
  object-fit: contain;
}

.hero-card__top .kicker {
  margin-bottom: 4px;
}

.hero-card__top h2 {
  margin: 0;
  font-size: 1.34rem;
  letter-spacing: -0.02em;
}

.mra-pair {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  padding: 21px 0;
}

.mra-pair > div {
  padding: 18px 15px;
  background: var(--blue-50);
  border: 1px solid var(--gray-200);
  border-radius: 15px;
  text-align: center;
}

.mra-pair span,
.mra-pair small,
.hero-card__estimate span,
.hero-card__estimate small {
  display: block;
}

.mra-pair span {
  color: var(--blue-700);
  font-size: 0.82rem;
  font-weight: 780;
}

.mra-pair strong {
  display: block;
  margin: 4px 0;
  color: var(--navy-900);
  font-size: 1.65rem;
  line-height: 1.1;
}

.mra-pair small {
  color: var(--ink-600);
  font-size: 0.72rem;
  line-height: 1.35;
}

.hero-card__estimate {
  padding: 18px 20px;
  margin-bottom: 18px;
  color: var(--white);
  background: linear-gradient(135deg, var(--navy-900), var(--blue-700));
  border-radius: 15px;
}

.hero-card__estimate span {
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.78rem;
  font-weight: 680;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.hero-card__estimate strong {
  display: block;
  margin: 3px 0 4px;
  font-size: 2rem;
  line-height: 1.1;
}

.hero-card__estimate small {
  color: rgba(255, 255, 255, 0.74);
  line-height: 1.42;
}

.text-link {
  color: var(--blue-700);
  font-weight: 760;
}

.trust-strip {
  position: relative;
  z-index: 4;
  margin-top: -22px;
}

.trust-strip__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  background: var(--white);
  border: 1px solid rgba(8, 117, 187, 0.12);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.trust-strip__grid > div {
  padding: 24px 28px;
}

.trust-strip__grid > div + div {
  border-left: 1px solid var(--gray-200);
}

.trust-strip strong,
.trust-strip span {
  display: block;
}

.trust-strip strong {
  margin-bottom: 4px;
  color: var(--navy-900);
  font-size: 1rem;
}

.trust-strip span {
  color: var(--ink-600);
  font-size: 0.88rem;
  line-height: 1.45;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  padding: 0;
  margin: 0 36px;
  counter-reset: steps;
  list-style: none;
}

.step-card {
  position: relative;
  padding: 28px 24px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.step-card::after {
  position: absolute;
  top: 38px;
  right: -18px;
  z-index: 2;
  width: 18px;
  height: 2px;
  background: var(--green-500);
  content: "";
}

.step-card:last-child::after {
  display: none;
}

.step-card__number {
  display: inline-flex;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue-700), var(--green-500));
  border-radius: 14px;
  font-size: 1.1rem;
  font-weight: 850;
  box-shadow: 0 7px 18px rgba(8, 117, 187, 0.2);
}

.step-card h3 {
  color: var(--navy-900);
}

.step-card p {
  margin: 0;
  color: var(--ink-600);
  font-size: 0.92rem;
}

.callout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 0.75fr);
  align-items: center;
  gap: 40px;
  padding: 30px 34px;
  margin-top: 30px;
  border-radius: var(--radius-md);
}

.callout--blue {
  color: var(--white);
  background: linear-gradient(135deg, var(--navy-900), var(--blue-700));
}

.callout .kicker {
  color: #bde5fa;
}

.callout h3,
.callout p {
  margin: 0;
}

.callout p {
  color: rgba(255, 255, 255, 0.77);
}

.calculator-card {
  display: grid;
  grid-template-columns: 0.7fr 1.3fr;
  gap: 35px;
  padding: 30px;
  margin-bottom: 30px;
  background: linear-gradient(145deg, #f1f9fd, #f5faef);
  border: 1px solid rgba(8, 117, 187, 0.16);
  border-radius: var(--radius-lg);
}

.calculator-form {
  display: grid;
  align-content: center;
  grid-template-columns: 1fr;
  gap: 7px;
}

.calculator-form label {
  margin-top: 7px;
  color: var(--ink-800);
  font-size: 0.88rem;
  font-weight: 760;
}

.calculator-form select,
.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 49px;
  padding: 11px 13px;
  color: var(--ink-900);
  background: var(--white);
  border: 1px solid #bdcbd5;
  border-radius: 10px;
  box-shadow: 0 1px 2px rgba(8, 48, 79, 0.03);
}

.calculator-form select:hover,
.field input:hover,
.field select:hover,
.field textarea:hover {
  border-color: #91a8b9;
}

.calculator-form select:focus,
.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--blue-600);
  outline: 3px solid rgba(10, 135, 210, 0.15);
}

.calculator-results {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 17px;
}

.calculator-results article {
  padding: 28px;
  color: var(--white);
  background: linear-gradient(145deg, var(--navy-900), var(--blue-700));
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.calculator-results article:nth-child(2) {
  background: linear-gradient(145deg, #2d7416, var(--green-600));
}

.calculator-results span,
.calculator-results small {
  display: block;
}

.calculator-results span {
  color: rgba(255, 255, 255, 0.76);
  font-weight: 760;
}

.calculator-results strong {
  display: block;
  margin: 3px 0;
  font-size: clamp(2.2rem, 4vw, 3.45rem);
  line-height: 1;
}

.calculator-results small {
  color: rgba(255, 255, 255, 0.72);
}

.calculator-results p {
  padding-top: 16px;
  margin: 18px 0 0;
  border-top: 1px solid rgba(255, 255, 255, 0.2);
  color: rgba(255, 255, 255, 0.86);
  font-size: 0.9rem;
}

.rate-tables {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.plan-table-card {
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.plan-table-card__heading {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  padding: 21px 24px;
  color: var(--white);
  background: var(--navy-900);
}

.plan-table-card:nth-child(2) .plan-table-card__heading {
  background: var(--blue-700);
}

.plan-table-card__heading span {
  font-size: 1.28rem;
  font-weight: 820;
}

.plan-table-card__heading strong {
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.9rem;
}

.table-scroll {
  overflow-x: auto;
}

table {
  width: 100%;
  border-collapse: collapse;
}

caption {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
}

th,
td {
  padding: 15px 17px;
  border-bottom: 1px solid var(--gray-200);
  text-align: right;
  white-space: nowrap;
}

th:first-child,
td:first-child {
  text-align: left;
}

thead th {
  color: var(--ink-700);
  background: var(--blue-50);
  font-size: 0.78rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

tbody th {
  color: var(--ink-800);
}

tbody td {
  color: var(--ink-700);
  font-weight: 680;
}

tbody tr:last-child th,
tbody tr:last-child td {
  border-bottom: 0;
}

.fine-print-panel {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  padding: 23px 28px;
  margin-top: 25px;
  background: var(--blue-50);
  border-left: 4px solid var(--blue-600);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}

.fine-print-panel p {
  margin: 0;
  color: var(--ink-600);
  font-size: 0.87rem;
}

.feature-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.feature-grid article {
  padding: 27px 25px;
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius-md);
  backdrop-filter: blur(8px);
}

.feature-icon {
  display: inline-flex;
  min-width: 51px;
  height: 51px;
  align-items: center;
  justify-content: center;
  padding: 0 9px;
  margin-bottom: 18px;
  color: var(--navy-950);
  background: linear-gradient(135deg, #dff3ff, #dff3cd);
  border-radius: 14px;
  font-size: 0.78rem;
  font-weight: 860;
}

.feature-grid h3 {
  margin-bottom: 8px;
  color: var(--white);
}

.feature-grid p {
  margin: 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.91rem;
}

.info-card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 19px;
}

.info-card {
  display: flex;
  min-height: 290px;
  flex-direction: column;
  padding: 27px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.info-card__tag {
  align-self: flex-start;
  padding: 5px 10px;
  margin-bottom: 18px;
  color: var(--blue-700);
  background: var(--blue-100);
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 820;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.info-card h3 {
  color: var(--navy-900);
}

.info-card p {
  color: var(--ink-600);
}

.info-card small {
  display: block;
  padding-top: 15px;
  margin-top: auto;
  color: var(--ink-600);
  border-top: 1px solid var(--gray-200);
  line-height: 1.48;
}

.experience-banner {
  display: grid;
  grid-template-columns: 210px 1fr;
  align-items: center;
  gap: 32px;
  padding: 26px 34px;
  margin-top: 24px;
  color: var(--white);
  background: linear-gradient(135deg, var(--green-700), var(--blue-700));
  border-radius: var(--radius-md);
}

.experience-banner > div {
  display: flex;
  align-items: center;
  gap: 12px;
}

.experience-banner__number {
  font-size: 3.8rem;
  font-weight: 860;
  line-height: 1;
}

.experience-banner > div span:last-child {
  max-width: 90px;
  font-weight: 780;
  line-height: 1.15;
}

.experience-banner p {
  margin: 0;
  color: rgba(255, 255, 255, 0.84);
  font-size: 0.92rem;
}

.section--provider {
  color: var(--white);
  background:
    linear-gradient(105deg, rgba(6, 47, 86, 0.98), rgba(11, 79, 134, 0.94)),
    url('assets/brand-icon.png') right 5% center / 420px no-repeat;
}

.provider-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(350px, 0.8fr);
  align-items: center;
  gap: clamp(50px, 8vw, 100px);
}

.provider-content .eyebrow {
  color: #bfe7fb;
}

.provider-content > p:not(.eyebrow):not(.provider-verification) {
  max-width: 690px;
  color: rgba(255, 255, 255, 0.78);
  font-size: 1.08rem;
}

.network-instruction {
  display: flex;
  align-items: center;
  gap: 18px;
  max-width: 700px;
  padding: 20px 22px;
  margin: 27px 0 24px;
  color: var(--ink-900);
  background: var(--white);
  border-left: 5px solid var(--green-500);
  border-radius: var(--radius-sm);
}

.network-instruction__badge {
  display: inline-flex;
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  align-items: center;
  justify-content: center;
  color: var(--white);
  background: var(--green-600);
  border-radius: 50%;
  font-size: 1.2rem;
  font-weight: 850;
}

.network-instruction strong,
.network-instruction p {
  display: block;
  margin: 0;
}

.network-instruction p {
  color: var(--ink-700);
}

.provider-verification {
  max-width: 720px;
  margin: 19px 0 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.86rem;
}

.provider-checklist {
  padding: 31px;
  color: var(--ink-900);
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.provider-checklist h3 {
  margin-bottom: 22px;
  color: var(--navy-900);
  font-size: 1.45rem;
}

.provider-checklist ol {
  padding: 0;
  margin: 0;
  list-style: none;
}

.provider-checklist li {
  display: flex;
  align-items: flex-start;
  gap: 13px;
  padding: 12px 0;
  border-bottom: 1px solid var(--gray-200);
}

.provider-checklist li > span {
  display: inline-flex;
  width: 29px;
  height: 29px;
  flex: 0 0 29px;
  align-items: center;
  justify-content: center;
  color: var(--blue-700);
  background: var(--blue-100);
  border-radius: 50%;
  font-size: 0.75rem;
  font-weight: 850;
}

.provider-checklist li p {
  margin: 2px 0 0;
  color: var(--ink-700);
  font-size: 0.9rem;
}

.provider-help {
  display: flex;
  flex-direction: column;
  padding: 18px;
  margin-top: 22px;
  background: var(--green-100);
  border-radius: 12px;
}

.provider-help span {
  color: var(--ink-600);
  font-size: 0.78rem;
}

.provider-help a {
  color: var(--green-700);
  font-size: 1.18rem;
}

.questions-grid {
  display: grid;
  grid-template-columns: minmax(300px, 0.7fr) minmax(0, 1.3fr);
  gap: clamp(45px, 8vw, 95px);
}

.questions-intro {
  position: sticky;
  top: 130px;
  align-self: start;
  margin: 0;
}

.faq-list {
  display: grid;
  gap: 11px;
}

.faq-list details {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  box-shadow: 0 4px 15px rgba(7, 52, 85, 0.035);
}

.faq-list summary {
  position: relative;
  padding: 20px 56px 20px 22px;
  color: var(--navy-900);
  font-weight: 760;
  cursor: pointer;
  list-style: none;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  position: absolute;
  top: 50%;
  right: 20px;
  width: 28px;
  height: 28px;
  color: var(--blue-700);
  background: var(--blue-100);
  border-radius: 50%;
  content: "+";
  font-size: 1.25rem;
  font-weight: 500;
  line-height: 26px;
  text-align: center;
  transform: translateY(-50%);
}

.faq-list details[open] summary::after {
  content: "-";
}

.faq-list details p {
  padding: 0 22px 22px;
  margin: 0;
  color: var(--ink-600);
}

.resource-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 17px;
}

.resource-card {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 18px;
  padding: 23px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  text-decoration: none;
  transition: transform 160ms ease, box-shadow 160ms ease, border-color 160ms ease;
}

.resource-card:hover {
  border-color: rgba(8, 117, 187, 0.35);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.resource-card__icon {
  display: inline-flex;
  width: 55px;
  height: 55px;
  align-items: center;
  justify-content: center;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue-700), var(--green-500));
  border-radius: 14px;
  font-size: 0.69rem;
  font-weight: 860;
}

.resource-card strong,
.resource-card div span {
  display: block;
}

.resource-card strong {
  margin-bottom: 4px;
  color: var(--navy-900);
}

.resource-card div span {
  color: var(--ink-600);
  font-size: 0.85rem;
}

.request-section {
  background:
    radial-gradient(circle at 90% 20%, rgba(118, 189, 53, 0.11), transparent 28%),
    linear-gradient(145deg, #f4faff, #f9fcf6);
}

.request-grid {
  display: grid;
  grid-template-columns: minmax(300px, 0.72fr) minmax(0, 1.28fr);
  align-items: start;
  gap: clamp(45px, 8vw, 95px);
}

.request-copy {
  position: sticky;
  top: 130px;
}

.request-copy > p:not(.eyebrow) {
  color: var(--ink-600);
  font-size: 1.06rem;
}

.contact-card {
  display: grid;
  gap: 1px;
  overflow: hidden;
  margin-top: 30px;
  background: var(--gray-200);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
}

.contact-card > div {
  display: flex;
  flex-direction: column;
  padding: 18px 20px;
  background: var(--white);
}

.contact-card span {
  color: var(--ink-600);
  font-size: 0.77rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}

.contact-card a {
  color: var(--blue-700);
  font-size: 1.1rem;
}

.privacy-note {
  padding: 18px 20px;
  margin-top: 22px;
  color: #6d5104;
  background: #fff8dd;
  border: 1px solid #efdda0;
  border-radius: var(--radius-sm);
}

.privacy-note p {
  margin-top: 3px;
  color: #765e1d;
  font-size: 0.84rem;
}

.lead-form {
  padding: 35px;
  background: var(--white);
  border: 1px solid rgba(8, 117, 187, 0.13);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.form-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 20px;
  padding-bottom: 23px;
  margin-bottom: 24px;
  border-bottom: 1px solid var(--gray-200);
}

.form-heading h3,
.form-heading p {
  margin: 0;
}

.form-heading h3 {
  color: var(--navy-900);
  font-size: 1.65rem;
}

.form-heading p {
  color: var(--ink-600);
  font-size: 0.8rem;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 17px 18px;
}

.field {
  display: flex;
  flex-direction: column;
}

.field--full {
  grid-column: 1 / -1;
}

.field label {
  margin-bottom: 6px;
  color: var(--ink-800);
  font-size: 0.86rem;
  font-weight: 710;
}

.field label > span[aria-hidden="true"] {
  color: var(--danger);
}

.optional {
  color: var(--gray-500);
  font-weight: 500;
}

.field textarea {
  min-height: 115px;
  resize: vertical;
}

.field-error {
  min-height: 19px;
  padding-top: 3px;
  color: var(--danger);
  font-size: 0.75rem;
}

.field [aria-invalid="true"] {
  border-color: var(--danger);
  background: #fff8f7;
}

.honeypot {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.consent-field {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: 11px;
  margin-top: 7px;
  color: var(--ink-600);
  font-size: 0.8rem;
  cursor: pointer;
}

.consent-field input {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--green-600);
}

.form-status {
  display: none;
  padding: 14px 16px;
  margin: 12px 0 16px;
  border-radius: 10px;
  font-size: 0.9rem;
}

.form-status.is-visible {
  display: block;
}

.form-status.is-success {
  color: var(--success);
  background: #edf8ef;
  border: 1px solid #b9dfbf;
}

.form-status.is-error {
  color: var(--danger);
  background: #fff5f4;
  border: 1px solid #efc1bd;
}

.form-status a {
  display: inline-block;
  margin-top: 8px;
  color: inherit;
  font-weight: 780;
}

.form-legal {
  margin: 12px 0 0;
  color: var(--gray-500);
  font-size: 0.73rem;
  text-align: center;
}

.site-footer {
  padding: 60px 0 24px;
  color: rgba(255, 255, 255, 0.78);
  background: #062c4d;
}

.site-footer__top {
  display: grid;
  grid-template-columns: 1.35fr 0.65fr 1fr 0.7fr;
  gap: 45px;
  padding-bottom: 38px;
}

.footer-brand img {
  width: 245px;
  padding: 10px;
  background: var(--white);
  border-radius: 11px;
}

.footer-brand p {
  margin-top: 15px;
  color: rgba(255, 255, 255, 0.63);
}

.site-footer h2 {
  margin-bottom: 15px;
  color: var(--white);
  font-size: 1rem;
  letter-spacing: 0.02em;
}

.site-footer__top > div:not(.footer-brand) {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 8px;
}

.site-footer__top a {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.86rem;
  text-decoration: none;
}

.site-footer__top a:hover {
  color: var(--white);
  text-decoration: underline;
}

.footer-disclosure {
  padding: 22px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-disclosure p {
  margin: 0;
  color: rgba(255, 255, 255, 0.62);
  font-size: 0.73rem;
  line-height: 1.55;
}

.site-footer__bottom {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding-top: 23px;
  color: rgba(255, 255, 255, 0.52);
  font-size: 0.76rem;
}

.mobile-cta {
  display: none;
}

[data-enrollment-link].is-direct-enrollment::after {
  content: " \2197";
  font-size: 0.8em;
}

@media (max-width: 1120px) {
  :root {
    --header-height: 78px;
  }

  .brand,
  .brand img {
    width: 190px;
    flex-basis: 190px;
  }

  .primary-navigation a {
    font-size: 0.83rem;
  }

  .header-enroll {
    display: none;
  }

  .steps-grid {
    grid-template-columns: 1fr 1fr;
    margin: 0;
  }

  .step-card::after {
    display: none;
  }

  .info-card-grid {
    grid-template-columns: 1fr 1fr;
  }

  .site-footer__top {
    grid-template-columns: 1.35fr 0.65fr 1fr;
  }

  .site-footer__top > div:last-child {
    grid-column: 2 / 3;
  }
}

@media (max-width: 900px) {
  .section {
    padding: 82px 0;
  }

  .disclosure-bar__inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 0;
    padding-block: 8px;
    text-align: left;
  }

  .site-header {
    top: 0;
  }

  .site-header__inner {
    justify-content: space-between;
  }

  .menu-button {
    display: flex;
  }

  .primary-navigation {
    position: absolute;
    z-index: 999;
    top: 100%;
    right: 0;
    left: 0;
    display: none;
    max-height: calc(100vh - var(--header-height));
    align-items: stretch;
    flex-direction: column;
    justify-content: flex-start;
    gap: 0;
    padding: 18px 20px 30px;
    overflow-y: auto;
    background: var(--white);
    border-bottom: 1px solid var(--gray-200);
    box-shadow: var(--shadow-md);
  }

  .primary-navigation.is-open {
    display: flex;
  }

  .primary-navigation a {
    padding: 14px 6px;
    border-bottom: 1px solid var(--gray-200);
    font-size: 1rem;
  }

  .primary-navigation a::after {
    display: none;
  }

  .hero {
    min-height: auto;
    padding: 70px 0 75px;
  }

  .hero__grid,
  .provider-grid,
  .questions-grid,
  .request-grid {
    grid-template-columns: 1fr;
  }

  .hero-card {
    max-width: 610px;
  }

  .trust-strip {
    margin-top: -18px;
  }

  .trust-strip__grid {
    grid-template-columns: 1fr;
  }

  .trust-strip__grid > div + div {
    border-top: 1px solid var(--gray-200);
    border-left: 0;
  }

  .section-heading--split {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .calculator-card,
  .callout {
    grid-template-columns: 1fr;
  }

  .calculator-form {
    grid-template-columns: 1fr 1fr;
    align-items: end;
    column-gap: 16px;
  }

  .calculator-form label {
    grid-row: 1;
  }

  .calculator-form select {
    grid-row: 2;
  }

  .rate-tables,
  .feature-grid,
  .resource-grid {
    grid-template-columns: 1fr;
  }

  .feature-grid {
    grid-template-columns: 1fr 1fr;
  }

  .questions-intro,
  .request-copy {
    position: static;
  }

  .site-footer__top {
    grid-template-columns: 1fr 1fr;
  }

  .site-footer__top > div:last-child {
    grid-column: auto;
  }
}

@media (max-width: 680px) {
  .shell {
    width: min(calc(100% - 28px), var(--shell));
  }

  body {
    padding-bottom: 62px;
  }

  .section {
    padding: 68px 0;
  }

  .brand,
  .brand img {
    width: 168px;
    flex-basis: 168px;
  }

  .hero {
    padding-top: 56px;
  }

  h1,
  h2 {
    font-size: clamp(1.85rem, 9vw, 2.6rem);
  }

  .hero__actions .button {
    width: 100%;
  }

  .hero__facts {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero-card {
    padding: 23px;
  }

  .hero-card::after {
    right: -9px;
    bottom: -9px;
  }

  .mra-pair {
    grid-template-columns: 1fr;
  }

  .trust-strip__grid > div {
    padding: 20px 22px;
  }

  .steps-grid,
  .info-card-grid,
  .feature-grid,
  .calculator-results,
  .fine-print-panel {
    grid-template-columns: 1fr;
  }

  .calculator-card,
  .lead-form,
  .provider-checklist {
    padding: 23px;
    border-radius: 20px;
  }

  .calculator-form {
    grid-template-columns: 1fr;
  }

  .calculator-form label,
  .calculator-form select {
    grid-row: auto;
  }

  .rate-tables {
    gap: 17px;
  }

  .plan-table-card__heading {
    padding: 18px;
  }

  th,
  td {
    padding: 13px;
  }

  .experience-banner {
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 24px;
  }

  .network-instruction {
    align-items: flex-start;
  }

  .form-heading {
    align-items: flex-start;
    flex-direction: column;
    gap: 5px;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .field--full {
    grid-column: auto;
  }

  .site-footer__top {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .site-footer__bottom {
    flex-direction: column;
    gap: 5px;
  }

  .mobile-cta {
    position: fixed;
    z-index: 1100;
    right: 0;
    bottom: 0;
    left: 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    min-height: 62px;
    background: var(--white);
    border-top: 1px solid var(--gray-200);
    box-shadow: 0 -8px 30px rgba(6, 47, 86, 0.14);
  }

  .mobile-cta a {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 12px;
    color: var(--navy-900);
    font-size: 0.88rem;
    font-weight: 800;
    text-align: center;
    text-decoration: none;
  }

  .mobile-cta a:last-child {
    color: var(--white);
    background: var(--green-600);
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}

.not-found {
  max-width: 760px;
  text-align: center;
}

.not-found__logo {
  width: 330px;
  margin: 0 auto 35px;
}

.not-found__copy {
  margin-bottom: 28px;
  color: var(--ink-600);
  font-size: 1.08rem;
}