Today’s Scripture · August 22, 2026
“If any of you lack wisdom, let him ask of God, that giveth to all men liberally, and upbraideth not; and it shall be given him.”
James 1:5 · KJV
American Family Radio listener information
Radio listener information
Heard about Caring & Sharing on American Family Radio?
Learn how the LiveWell membership works, review the published contribution options, and connect with someone who can help.
A simple overview
How Caring & Sharing works
This page provides general education. The Membership Guidelines control eligibility, sharing limitations, waiting periods, and member responsibilities.
- 1
Review the membership
Compare the published LiveWell options, contribution information, and Member Responsibility Amounts.
- 2
Use participating providers when available
Use the First Health provider locator, select “First Health network,” and verify participation directly with the provider before services.
- 3
Medical needs are reviewed
Eligible medical needs are reviewed under the Membership Guidelines. Sharing is not guaranteed merely because a need is submitted.
- 4
Get help when needed
Request information or speak with an authorized representative before enrolling or making healthcare decisions.
Published pathways
Explore the LiveWell options
Monthly contributions vary by age and household category. Use the site’s contribution tool for the current published amount.
LiveWell5
$5,000 Member Responsibility Amount
A published membership pathway with a $5,000 MRA. Review the current Membership Guidelines and contribution table before making a decision.
Estimate my contributionLiveWell10
$10,000 Member Responsibility Amount
A published membership pathway with a $10,000 MRA. Review the current Membership Guidelines and contribution table before making a decision.
Estimate my contributionProvider search
Looking for a doctor or facility?
Open the First Health locator and choose “First Health network.” Always call the exact office before receiving services to verify current participation and new-patient availability.
Remember to verify
- The exact office location
- Current First Health participation
- Whether the provider accepts new patients
- The date and person who confirmed participation
Radio listener questions
Frequently asked questions
Is Caring & Sharing health insurance?
No. Caring & Sharing is a Healthcare Sharing Ministry, not insurance. Members are self-pay patients, and sharing is subject to the Membership Guidelines.
What is an MRA?
The Member Responsibility Amount is the amount associated with a medical need before eligible expenses may be considered for sharing, subject to the Guidelines.
Can I keep my doctor?
Use the First Health locator and verify the exact provider location directly. Network participation can change, so the website does not guarantee that a provider remains participating.
How do I see my monthly contribution?
Use the contribution estimator on the main website and select the household and age information requested. Review the published amount and applicable disclosures.
Can someone explain the options to me?
Yes. Submit the form below or use the call link. Please do not include medical, Social Security, payment-card, or banking information.
Personal help
Request more information
Share your basic contact information. Please do not include diagnoses, treatments, medications, Social Security numbers, payment details, or medical history.
Prefer to call?972-223-7979